We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Reclaiming Currys 'Whatever happens club agreement' premia
northernlad1984
Posts: 8 Forumite
Hi all
I purchased a tablet computer from Currys PC World in 2012. For some silly reason I accepted the £3 per month 'Whatever happens club agreement' which offered lifteime free repairs etc. I never normally do this, so not sure why I did. I always meant to cancel it but never got round to it. 5 years later, I finally stopped the direct debit - long after stopping using the tablet...
As with PPI, does anyone know if it's possible to claim the money back for this? Other than ringing up Currys and saying it was mis-sold to me. A quick google search reveals that this agreement is generally not a good deal and staff can be under pressure to sell it etc.
Has anyone had any luck with anything like this? Grateful for any thoughts!
I purchased a tablet computer from Currys PC World in 2012. For some silly reason I accepted the £3 per month 'Whatever happens club agreement' which offered lifteime free repairs etc. I never normally do this, so not sure why I did. I always meant to cancel it but never got round to it. 5 years later, I finally stopped the direct debit - long after stopping using the tablet...
As with PPI, does anyone know if it's possible to claim the money back for this? Other than ringing up Currys and saying it was mis-sold to me. A quick google search reveals that this agreement is generally not a good deal and staff can be under pressure to sell it etc.
Has anyone had any luck with anything like this? Grateful for any thoughts!
0
Comments
-
How can you argue it was mis-sold? It's not PPI and has no relation to it.northernlad1984 wrote: »As with PPI, does anyone know if it's possible to claim the money back for this?
You cannot allege it was mis-sold simply because a Google search says it was "not a good deal" I'm afraid.
Note that not all insurance was PPI and not even all PPI was mis-sold.0 -
If you ask them very nicely and can show you disposed of the tablet/bought a replacement, they might be generous and refund the premiums from when you no longer had cover but they are under no obligation to do so as you willingly took the policy, admit you knew about it and simply didn't cancel it
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards