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Open account online without going into branch
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I'm not sure that you could guarantee that any bricks and mortar bank would under no circumstances ask you to prove your identity in branch, so perhaps you should be looking for an account with an online-only bank.
The trouble with that idea is that you still may be required to send identity documents through the post.0 -
I've opened lots of current accounts online during the past few years and the only time I was requested to physically go to a branch to prove my ID was Nationwide!
The funny thing was that when I visited the branch, the staff checked their computer for the status of my application and it said my ID had already been verified. So they were a little confused about why I had been told to attend with ID?
Appeared it was just an admin cockup by Nationwide.0 -
I've opened Starling, Monzo & Metro Bank accounts recently via electronic ID uploads... Much easier than going to a branch.
With Starling/Monzo I had to record a video selfie and with Metro it was a normal photo selfie, either way it's just to match the face to the ID provided...0 -
Superscrooge wrote: »I've opened lots of current accounts online during the past few years and the only time I was requested to physically go to a branch to prove my ID was Nationwide!
The funny thing was that when I visited the branch, the staff checked their computer for the status of my application and it said my ID had already been verified. So they were a little confused about why I had been told to attend with ID?
Appeared it was just an admin cockup by Nationwide.
I had the exact same experience with Nationwide.0 -
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I've opened lots of current accounts online during the past few years and the only time I was requested to physically go to a branch to prove my ID was Nationwide!
The funny thing was that when I visited the branch, the staff checked their computer for the status of my application and it said my ID had already been verified. So they were a little confused about why I had been told to attend with ID?
Appeared it was just an admin cockup by Nationwide.northwalesd wrote: »I had the exact same experience with Nationwide.
Me too; yet another case of the right hand having no idea what the left is doing. :doh:A cunning plan, Baldrick? Whatever it was, it's got to be better than pretending to be mad; after all, who'd notice another mad person around here?.......Edmund Blackadder.0 -
Superscrooge wrote: »I've opened lots of current accounts online during the past few years and the only time I was requested to physically go to a branch to prove my ID was Nationwide!
The funny thing was that when I visited the branch, the staff checked their computer for the status of my application and it said my ID had already been verified. So they were a little confused about why I had been told to attend with ID?
Appeared it was just an admin cockup by Nationwide.northwalesd wrote: »I had the exact same experience with Nationwide.Missus_Hyde wrote: »Me too; yet another case of the right hand having no idea what the left is doing. :doh:
I had exactly the same thing happen a couple of years ago with Nationwide.
No other bank or building society has asked me to go in with documents.0 -
Fan_Of_2018 wrote: »I assume you mean copies of ID documents, not originals?
Correct:
Any financial group might possibly require sight of copies of your ID documents and usually originals of some address ID such as credit card/bank statements: if required to do so the acceptable address ID document types would be listed by the bank etc
The copies of any personal ID (usually a passport) will have to be certified signed as verified by some 'authority' that they are indeed true copies of the original which they have seen.
The financial groups all have differing requirements as to whom is permitted to certify such a copy.
Most usually it is someone who is themselves FCA authorized so are traceable via their authorization register number if the serious fraud office should come calling - eg solicitors, bank staff etc.0 -
Correct:
Any financial group might possibly require sight of copies of your ID documents and usually originals of some address ID such as credit card/bank statements: if required to do so the acceptable address ID document types would be listed by the bank etc
The copies of any personal ID (usually a passport) will have to be certified signed as verified by some 'authority' that they are indeed true copies of the original which they have seen.
The financial groups all have differing requirements as to whom is permitted to certify such a copy.
Most usually it is someone who is themselves FCA authorized so are traceable via their authorization register number if the serious fraud office should come calling - eg solicitors, bank staff etc.
They won't necessarily ask for certified copies. Some are more than happy to just see copies, and some are just as happy to rely on online checks.0
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