We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ no details
Littlesimongeorge
Posts: 1 Newbie
Hi guys,
So my partner and I are about to attempt purchasing a vehicle moat likely on HP.
My partner checked her credit report via Credit Score and found a "CJ" with status "discharged" in Feb 2018.
The company is Lowell and it's in relation to an original debt with T Mobile from 2008.
She's made no contact with Lowell at any point, received no letters at all.
The amount is for £390.
What is the suggested course of action to take in such circumstances?
Apart from this CCJ she has a healthy credit report, no missed payments or defaults and over 8k in available credit, on electoral register etc.
Many thanks
So my partner and I are about to attempt purchasing a vehicle moat likely on HP.
My partner checked her credit report via Credit Score and found a "CJ" with status "discharged" in Feb 2018.
The company is Lowell and it's in relation to an original debt with T Mobile from 2008.
She's made no contact with Lowell at any point, received no letters at all.
The amount is for £390.
What is the suggested course of action to take in such circumstances?
Apart from this CCJ she has a healthy credit report, no missed payments or defaults and over 8k in available credit, on electoral register etc.
Many thanks
0
Comments
-
https://www.trustonline.org.uk/understand-judgments-fines/ccjs-and-county-courts/removing-a-ccj
Are you sure the debt was from 2008 - if so it would have been removed from your credit file and would have been unenforceable from 2014.
What date was the CCJ actually applied for?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards