Halifax Automatically Refunding?

Hi all. My fiancee received an odd payment into her bank last Wednesday which only showed as "Charge Refund" for £45. Today she has had another £91 put in with the same description!

She doesn't want to call in case it was a mistake as to be honest, we could be doing with the extra cash, but she hasn't made any sort of claim for charges and looking back (online banking only goes back 7 years) there hasn't even been £40 in bank charges, never mind the £136 she's been "refunded".

Anyone have any ideas what it could be?
SPC10 #560

Replies

  • NasqueronNasqueron Forumite
    7.7K Posts
    bilko89 wrote: »
    Hi all. My fiancee received an odd payment into her bank last Wednesday which only showed as "Charge Refund" for £45. Today she has had another £91 put in with the same description!

    She doesn't want to call in case it was a mistake as to be honest, we could be doing with the extra cash, but she hasn't made any sort of claim for charges and looking back (online banking only goes back 7 years) there hasn't even been £40 in bank charges, never mind the £136 she's been "refunded".

    Anyone have any ideas what it could be?

    If you spend the money knowing it might be a mistake they will quite happily come after you for the cash, not phoning up is not a silver bullet that will let you keep the cash. If it's an error, the money will be taken away again.

    Don't bury your head, ring up or go into a branch and ask
    the concept of a United States of Europe is right.” Winston Churchill 1930
    I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
    “The future of Europe if Britain were to be excluded is black indeed.”[FONT=&quot][FONT=&quot][FONT=&quot] - Winston Churchill 1963
    [/FONT][/FONT][/FONT]
  • [Deleted User][Deleted User] Forumite
    26.6K Posts
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Forumite
    bilko89 wrote: »
    She doesn't want to call in case it was a mistake as to be honest, we could be doing with the extra cash
    If it is a mistake, the Bank will want it back and you won't get to keep it anyhow.

    Call the Halifax and confirm what it is, then you'll be able to spend the money confidently (and honestly). :)
  • bilko89bilko89 Forumite
    167 Posts
    Eighth Anniversary 100 Posts Name Dropper
    Forumite
    Thanks guys, will say to her to call up, banks tend to be good at this accounting malarkey...
    SPC10 #560
This discussion has been closed.
Latest MSE News and Guides

Did you know there's an MSE app?

It's free & available on iOS & Android

MSE App

Regifting: good idea or not?

Add your two cents to the discussion

MSE Forum

Energy Price Guarantee calculator

How much you'll likely pay from April

MSE Tools