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Monthly car insupayments on credit file?

I pay car insurance monthly but notice it is not on any of the 3 credit files. Should it be? I think it would improve my desirability to lenders and perhaps my score if I were to have it on there.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Not if they don't report.

    Remember it's not your score you need to improve, but your history. A credit card will do that the most effectively.
  • DCFC79
    DCFC79 Posts: 40,649 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How long have you been paying the car insurance ? If just say a month then it might be its waiting to be updated, I suspect you have been paying it for a while.

    You can save money if you pay it 1 go.
  • System
    System Posts: 178,432 Community Admin
    10,000 Posts Photogenic Name Dropper
    Been paying it for about 18months. Will pay cash if I can afford it at renewal.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,432 Community Admin
    10,000 Posts Photogenic Name Dropper
    Every little helps. I got a credit card specifically to improve my credit scoring.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Rosewiled wrote: »
    Every little helps. I got a credit card specifically to improve my credit scoring.

    Why are you trying to improve a fictitious number?
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