Which virgin account wuld be best for me

gele

Good morning. I hoping someone can help,
I have 3k to save [its coming out of santander 123 and going initially into virgin money esaver at 1.3%]
I'm not sure which of these accounts makes better sense.
Should I put it monthly in Virgin regular saver at 2.25%, or all in virgin isa at 1.5%. Where would I get most interest over the year please? I can't imagine there would be much difference really but there may be other factors to consider that I haven't thought about.
I wont need to touch it. I haven't opened reg saver or isa yet but are considering opening one or even both.

YorkshireBoy

gele wrote: »

Good morning. I hoping someone can help,
I have 3k to save [its coming out of santander 123 and going initially into virgin money esaver at 1.3%]
I'm not sure which of these accounts makes better sense.
Should I put it monthly in Virgin regular saver at 2.25%, or all in virgin isa at 1.5%. Where would I get most interest over the year please? I can't imagine there would be much difference really but there may be other factors to consider that I haven't thought about.
I wont need to touch it. I haven't opened reg saver or isa yet but are considering opening one or even both.

I think you were told recently that this account (the 'double-take') had limited withdrawals? Perhaps you didn't read (or understand?) the reply given at the time on your other related thread?

gele

Yorkshire Boy Thank you. I had forgotten the limited withdrawals.
I have a few accounts maturing [Nationwide flex direct 5% coming to an end and linked reg saver plus TSB reg saver] and a bit of surplus in Santander and am trying to think about too many things at once and confusing myself.
I need to deal with one account at a time I think.
Thanks for your help as always though.

YorkshireBoy

Probably best to stick to the other thread, so responders get some idea of the bigger picture.