We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Stressed

2»

Comments

  • Mnd
    Mnd Posts: 1,699 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    I know it's difficult but you must not let her take any more of your pension money.
    Will you ever get it back? And that is your cash for your security in your old age
    No.79 save £12k in 2020. Total end May £11610
    Annual target £24000
  • fiesta1950
    fiesta1950 Posts: 12 Forumite
    Sixth Anniversary Combo Breaker
    I am in my old age I'm 67 now. I've told her I can't lend her any more and I'm going to sit down with her and make a plan of action so she can pay me back while not struggling to pay her bills at the same time.
  • Absolutely do not lend her any more money. She needs to learn how to manage on her own - by the sounds of it without her husband's support. The first place is to look help for the addiction and depression. Then sort out a plan how she can repay the debt.

    If she doesn't sort out her gambling issue, she will get deeper and deeper in debt, no matter how many times you bail her out.
  • Fireflyaway
    Fireflyaway Posts: 2,766 Forumite
    Fifth Anniversary 1,000 Posts
    Don't give / lend / donate money again. Even if she claims its for something else. You have been feeding her habit and throwing away your hard earned savings. The best thing to do is limit the damage by not making more money available.
    None of this is your fault. You can't change someone who has an addiction, they have to want to change. Neither can you force her to tell her husband or make him get a job.
    Let your daughter know you are always there for support and that you love her and you are not ashamed or angry, you just want her to get better. See if there is a support group she can turn to.
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    I think the best you can do is go through her budget with her. I think it's obvious you can't run a household on one part time income. Especially one in debt. You don't need to tell her that it will be obvious from the budget. I think the battle for now might be on splitting from her partner and stopping gambling. Getting help from gambling has to come first as you now know you can lose thousands in seconds. You can self exclude her from sites. I think you're great to support her in this but as the others say - no more money xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.