Asking for balance transfer during application

faddy

A couple of questions regarding asking for a balance/money transfer as part of a credit card application:

1) Is it likely to affect the credit limit you get? (I'm guessing not)

2) What happens if you're accepted with a limit too low to meet the requested transfer in full? Do they:

- transfer a lower amount?
- contact you and offer a lower amount?
- not do the transfer?

[Deleted User]

1. No

2. Likely the transfer won't happen and you can request one later

faddy

!!! wrote: »

2. Likely the transfer won't happen and you can request one later

Same with money transfers?

Freddie_Allen

1. Some bank is fixed the limit of a Credit card. But at the time of transfer, there is no effect on the limit of a credit card.
2. They contact you to change the limit of your credit card.