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Income Changes Post IPA/BR
Comments
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Got two hard copies and multiple soft copies saved in different locations
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In addition to the emails you presumably also have proof of the payment made to conclude the IPA.
Don't lose that evidence either!
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0 -
Yes and also a letter received back from Clarke Wilmott to confirm the payment.0
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Thanks all - this has been really useful
Jono - do you mind if i ask? Did you have to prove that the money came from your mum?0 -
This is very interesting to read, one of my questions was if this could be done when I had a set IPA, which since challenging it's been removed so no longer applies, however, a question that has not been answered yet is if once I am discharged and I haven't paid into an IPA do I need to notify the OR of any changes then? It sounds like it's a no.0
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Maverick1103 wrote: »This is very interesting to read, one of my questions was if this could be done when I had a set IPA, which since challenging it's been removed so no longer applies, however, a question that has not been answered yet is if once I am discharged and I haven't paid into an IPA do I need to notify the OR of any changes then? It sounds like it's a no.
I'm pretty sure if an IPA hasn't been signed by you prior to discharge then it's impossible for one to be set up afterwards.0 -
menageamoi wrote: »Thanks all - this has been really useful
Jono - do you mind if i ask? Did you have to prove that the money came from your mum?
Of course i dont mind
Yes my mum had to ring them up herself, speak with them and then make the payment from her bank account not mine. I obviously had no money at this point in time anyway but they still needed it to 100% come from my mum. 0 -
as long as you have not signed an ipa agreement, and 12 months later you have been discharged then no IPA can be sought,0
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haggis0073 wrote: »as long as you have not signed an ipa agreement, and 12 months later you have been discharged then no IPA can be sought,
Unless of course you live in Scotland where you are vulnerable for a further three years after discharge.0 -
haggis0073 wrote: »as long as you have not signed an ipa agreement, and 12 months later you have been discharged then no IPA can be sought,
or after 6 months early discharge?0
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