Tesco Bank Application Referd

A4445
A4445 Posts: 1,103 Forumite
edited 22 March 2018 at 8:47PM in Credit cards
I applied for a Tesco Bank Credit Card on Monday and got the message we would like to offer you a card but we need to do further checks. It gave a credit limit, Apr, balance and money transfer offers and they would be in touch.

I had a call yesterday they asked some very basic questions like confirm contact details, if the contact details were used for personal or business use, and finnally who provided my current account. These seem odd questions perhaps they were checking it was me that applied and would have a decision within 2 business days.

Does this seem odd?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No. .
  • What was the limit shown on screen?

    £1200 by any chance?
  • A4445
    A4445 Posts: 1,103 Forumite
    No it was £3200. I wondered if I made a mistake in the application but I’m sure I double checked it all before submitting.
  • Ah OK.

    Just making sure you weren't quoting the standard Apr they put on for examples :)

    Just wait and see what they come back with
  • A4445
    A4445 Posts: 1,103 Forumite
    !!! wrote: »
    Ah OK.

    Just making sure you weren't quoting the standard Apr they put on for examples :)

    Just wait and see what they come back with

    I hate it when applications get referred, I don’t like waiting for a decision :rotfl:
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    I got a Tesco card last year, got the accepted message and so I waited for the card.

    A few days later, I also got a phone call and rung them back early evening. They asked me questions about my application. It seemed strange, because the tone of the call, was along the lines of we haven't accepted you yet.

    But the card was already in the post, it arrived the next morning, by regular mail. The questions seemed to be similar to yours, I guess trying to make sure it was me who applied and that the details entered were genuine.
  • A4445
    A4445 Posts: 1,103 Forumite
    I had a Tesco PIN number turn up today so I guess that’s approved :T
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