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Buying my Grandmothers home.

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  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Steady on AC! I'm as annoyed as the next person about family members trying to get one over on taxpayers when it comes to care costs, but unwilling? How much experience do you have of looking after 90 year olds with dementia round the clock? That's very harsh.
    Yes, it is - and deliberately so to make the point.

    My own experience? Well, my old man's not quite 80 - and moved into a care home last summer with a really fun mix of Alz, vascular and Lewy Body... There's no way on this earth that I'd be willing (or, indeed, able) to look after him full time.

    I cheerfully accept and acknowledge that, and that therefore his substantial care needs paying for by somebody.
  • Red-Squirrel_2
    Red-Squirrel_2 Posts: 4,341 Forumite
    AdrianC wrote: »
    Yes, it is - and deliberately so to make the point.

    My own experience? Well, my old man's not quite 80 - and moved into a care home last summer with a really fun mix of Alz, vascular and Lewy Body... There's no way on this earth that I'd be willing (or, indeed, able) to look after him full time.

    I cheerfully accept and acknowledge that, and that therefore his substantial care needs paying for by somebody.

    I think the bolded is the key bit there, and if you just accuse people of unwillingness, rather than inability which is very very often the case, it does leave a bad taste.

    Sorry to hear about your dad.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    maccaz21 wrote: »
    The council uses the money. Not her.
    No, the council merely pick the tab up once her assets have gone - and, up until now, have been giving her a loan. Her money actually goes to a private care provider.
    Shouldn't pay? She's paid all of her life savings man, plus her pension, plus rent from the house,... It's all gone. Wiped out.
    Not at all - she still owns a house, remember? £40-60k-worth.
    Free house? I want buy the house...
    Great. So all you need to do is to agree a fair value for it, pay it in to her account, from where her attorneys settle the loan the council's given her for her care home fees up until now - and everybody's happy.
    Unwilling to provide? Again, unable to provide £2800 a month.
    The LA does not pay £2,800 per month. Not even close to that.
    If the time comes and you're in my situation, you can sell your own house and give the money to the council to provide for your relative.
    This isn't about YOUR house. This is about your GRANDMOTHER's house.
    We are never going to agree but thanks for the taking the time.
    Perhaps we aren't going to agree, that's true. That's a pity, because I'm actually explaining simple reality and facts to you, not preferences or utopianism or wishful thinking.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    AnotherJoe wrote: »
    Interesting ethical point there. Suppose its in Nans best interests NOT to get the best price but to get her granddaughter the house at the lowest possible price. Thats what she'd have wanted, yes? After all the attorneys dont have any obligation to the council :D

    Only kidding .... sorta but yes i agree the council will come after them if they dont get what seems like a reasonably fair price.

    Elements of that are not ethical but covered by the relevant legislation as many don't understand what best interests really.
  • I hope you reach a satisfactory resolution
This discussion has been closed.
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