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Admiral car insurance refund on different card?

seatbeltnoob
seatbeltnoob Posts: 1,345 Forumite
Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
Hi

Quick question regarding getting a refund from admiral insurance after cancelling the policy.

I intend to change cars from a hatchback to an estate. I found that aviva is cheaper for the car I intend to buy. Also changing cars on your policy attracts a stupidly high premium it seems as they feel they can price gouge you.

So I would like to cancel the admiral policy and get refund. The credit card I paid with is on zero balance and I want to cancel that card soon ish.

I'm just curious, if I were to cancel the card will admiral refund to a different card or will they have to send me a cheque for the amount?

Comments

  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whatever they decide their policy is.

    Which could include not refunding. Though they probably will but charge £50ish cancellation fee. Is the new policy still cheaper taking that into account?
  • seatbeltnoob
    seatbeltnoob Posts: 1,345 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    miles cheaper, although i'm looking for someone who has personal experience with this rather than someone stating the bleeding obvious "whatever they decide they want to do".

    I would have phoned customer service but their original point of call are indian call centre who would probably be clueless dealing with anything out of their script.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Rudeness has no place on these boards. You wont last long with thar attitude mate cos no one will waant to help you
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • seatbeltnoob
    seatbeltnoob Posts: 1,345 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    McKneff wrote: »
    Rudeness has no place on these boards. You wont last long with thar attitude mate cos no one will waant to help you

    I see this pointless comments too often in these boards. In fact their reply was worse than pointless because Admiral do refund the remaining months cover left for cancelling the cover.
  • In general they will only refund to the card that was used. I had a watch refund in January and it was to the card used or gift vouchers with the excuse used being money laundering rules.
  • NeilCr
    NeilCr Posts: 4,430 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    In general they will only refund to the card that was used. I had a watch refund in January and it was to the card used or gift vouchers with the excuse used being money laundering rules.

    Yes. This. I had Admiral insurance a while back and that's what they told me

    Not sure how current this is but bottom of page 25 seems to corroborate.

    https://www.admiral.com/policyDocs/AD116%20_policybook_1013.pdf
  • seatbeltnoob
    seatbeltnoob Posts: 1,345 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Thanks for the replies. I will keep the CC open then.
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