Off sick can’t claim ssp/esa/UC

Ktlouden

Hi we need some advice please.
I have been off work sick since 31/10/17 I have 2 jobs 1 - 10hours a week and 2 - 12.5 hours a week. I have been getting paid from them but have been told this is going to stop. I’m not entitled to ssp as I haven’t paid enough NI and cant claim esa it’s now universal credit which I cant claim because my husband works full time. I then can’t claim esa new style as I haven’t paid enough NI. Is there anything I can claim as we can’t afford to lose my wages a month £730 and don’t want to get into debt because we can’t pay the bills? Thank you

poppy12345

Ktlouden wrote: »

Hi we need some advice please.
I have been off work sick since 31/10/17 I have 2 jobs 1 - 10hours a week and 2 - 12.5 hours a week. I have been getting paid from them but have been told this is going to stop. I’m not entitled to ssp as I haven’t paid enough NI and cant claim esa it’s now universal credit which I cant claim because my husband works full time. I then can’t claim esa new style as I haven’t paid enough NI. Is there anything I can claim as we can’t afford to lose my wages a month £730 and don’t want to get into debt because we can’t pay the bills? Thank you

Unfortunately because your husband works you won't be entitled to means tested benefits.

There's a disability benefit called PIP that's replaced DLA. Claiming this would depend on how your conditions affect you daily as it's award based on this and not a diagnosis. It's also not a means tested benefit so household income doesn't count.

See here what PIP is all about.
https://www.citizensadvice.org.uk/Global/Migrated_Documents/adviceguide/pip-9-table-of-activities-descriptors-and-points.pdf

There's also a PIP self test that you can complete, this will give you some idea what you could score. Evidence will be needed to support a claim but it's not something that can be claimed in a couple of weeks. Sometimes it can take months.
http://www.mybenefitsandwork.co.uk/pip/indexxx.php

pmlindyloo

Have your two jobs any connection?

How much does your partner earn? Do you have any children?

Ktlouden

Yes I work for my local council but in 2 different school and get 2 separate wage slips. We have 2 children.

Ktlouden

Husbands take home £327 a week

pmlindyloo

And how much do you earn for each job?

There is an amount that means you are treated as actually getting NI contributions even though you don't pay it.

There is something called aggregating earnings when you have part time jobs when your employer can amalgamate the earnings and use that amount for NI contributions. However I do not know whether this would apply to your employer.

It might be worth ringing your employer and asking these questions about NI contributions.

If it turns out that you are not eligible for new style ESA because of lack of NI contributions then as well as PIP you can also look at whether you are eligible for tax credits. Use the calculator on https://www.turn2us.org.uk to get a good idea. If you are already receiving tax credits then notify them of the change of circumstances.

Ktlouden

Thank you
job 1- 10hours a week - £308pcm
job 2- 12.5 hours a week - £421pcm

jobseeking_help

Dear Ktlouden, you can apply online for UC anytime you want ( you do have to be in a UC full service area ) . It will mean that your husband will also have to apply alongside you and to attend at least 1 jobcentre meeting. After all that you may not be receive any benefit. - try https://www.entitledto.co.uk/help/Calculating-Universal-Credit or https://www.gov.uk/benefits-calculators to determine whether worth applying or not.

Darksparkle

Are you employed by the council in both jobs?

xylophone

Are you employed by the council in both jobs?

It would seem so.

I work for my local council but in 2 different school and get 2 separate wage slips.

Catnip63

If you're in universal credit full service you will be unable to claim tax credits but you may be eligible for UC even if your partner works, this could include housing allowance if you are renting and child element for the 2 children, I'd look on entitled2 see if you might be eligible. Also look at PIP which is not me and tested