Life insurance - awaiting mri results
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Hello,
We need to put some mortgage protection in place after a recent remortgage. Unfortunately, since my partner is awaiting the results of an MRI scan for a knee op, he has been refused life insurance by the first provider we applied with. (or at least, offer is 'postponed' for 3 months)
I'm not sure what to do next - will it be impossible to get him insured until he's had his op? He is the main earner.
Any advice greatly appreciated!
We need to put some mortgage protection in place after a recent remortgage. Unfortunately, since my partner is awaiting the results of an MRI scan for a knee op, he has been refused life insurance by the first provider we applied with. (or at least, offer is 'postponed' for 3 months)
I'm not sure what to do next - will it be impossible to get him insured until he's had his op? He is the main earner.
Any advice greatly appreciated!
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The providers that take on high-risk cases may accept cover during this stage but they will be damned expensive and may include exclusions.
Some insurers rely almost entirely on an interactive online application process with very little human input whereas others have a much greater human input and can allow applicants to write "free text" within certain boxes, rather than just rely on a yes/no system.