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Mum wants to sign home over to me

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Comments

  • Sea_Shell
    Sea_Shell Posts: 10,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Surely though, if it was proved/shown that she was eligible for sheltered housing, she'd need to pay her rent from her own funds, which, as she's currently struggling with loan repayments, would mean selling her current home. Not giving it away to her daughter!!

    Also what about the poor old husband in all this...
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • PeterJones2018
    PeterJones2018 Posts: 45 Forumite
    Sea_Shell wrote: »
    Surely though, if it was proved/shown that she was eligible for sheltered housing, she'd need to pay her rent from her own funds, which, as she's currently struggling with loan repayments, would mean selling her current home. Not giving it away to her daughter!!

    Also what about the poor old husband in all this...

    Yes, like I said eligibility to live in sheltered housing and eligibility for housing benefit are different things.
  • pinklady21
    pinklady21 Posts: 870 Forumite
    Hang on - didn't the O/P mention that the mother was only in her 50's somewhere?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    pinklady21 wrote: »
    Hang on - didn't the O/P mention that the mother was only in her 50's somewhere?
    Yep, post 12.
    Shnook wrote: »
    Hello yes we have read about this a little bit but my mum is only in her late 50s...
  • PeterJones2018
    PeterJones2018 Posts: 45 Forumite
    pinklady21 wrote: »
    Hang on - didn't the O/P mention that the mother was only in her 50's somewhere?

    What's the relevance of this?
  • pinklady21
    pinklady21 Posts: 870 Forumite
    Assumptions were being made about sheltered / retirement housing. The lady appears to be rather too young for that.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    pinklady21 wrote: »
    Assumptions were being made about sheltered / retirement housing. The lady appears to be rather too young for that.
    Care requirements are not just age-related, and the mother is already in poor health with her husband acting as a carer.

    Residential care in the short-medium term is nowhere near as unlikely as for somebody of that age in good health.
  • luvchocolate
    luvchocolate Posts: 3,416 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    I live in a housing association property for over 55's not sheltered.
    There was a waiting list and I was housed within 2 years.
    I just had to provide prove of income ...there is a couple here who own a house that a family member lives in...the housing association have no problem with this.
  • Sea_Shell
    Sea_Shell Posts: 10,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    luvchocolate wrote: »
    I live in a housing association property for over 55's not sheltered.
    There was a waiting list and I was housed within 2 years.
    I just had to provide prove of income ...there is a couple here who own a house that a family member lives in...the housing association have no problem with this.
    But I assume they can afford it, without having to sell their house.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
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