We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Disabled Car Insurance??!

Newbie here!

Need some help on car insurance please.
I understand that your job title can have an affect on your premium.
I’m now medically retired and registed disabled but I am a qualified mortgage advisor. In the past this has reduced my insurance from when I was ‘just’ an office administer.
So, technically I will never be a qualified but I’m not actually working anymore.

How does this sit with the insurance companies? Do they want the here and now situation or can I legitimately put broker?
Oh and no, I wouldn’t use the car for work.

Thanks

P.

Comments

  • caprikid1
    caprikid1 Posts: 2,518 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Retired I believe, I think the question is "Current Job".
  • forgotmyname
    forgotmyname Posts: 32,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If your retired and not working and in receipt of a pension then your retired.

    If your on benefits then it may not be so clear cut, you maybe unemployed in that case.
    Censorship Reigns Supreme in Troll City...

  • I!!!8217;m 35 and in receipt of PIP.
  • There isn't a thing as a "disabled register or registered as disabled".
    You can be disabled if your have a physical or mental condition. Therefore you can select "retired ill health" or "disabled" or "not in employment due to disability" if non of these are selectable call the insurer and give them the quote ref and complete over the phone.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Being in receipt of disability-related benefits does not automatically disbar you from working. Many disabled people do work - and it's a good thing that they can do.

    I'm presuming your disabilities don't make you eligible for the enhanced mobility component of PIP, else you'd probably be far better off going for Motability than providing and insuring your own car.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.