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Negotiating direct with the seller & best opening offer
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Why do you ask?
The house we are looking at doesn't have a HIP as it has been for sale for over a year.
CMFailure is not in falling down but in not getting back up again0 -
cheekeemonkey wrote: »chriseast
I agree with all that you've said - what with the HIP 'tax' and the prospect of 4% stamp duty it is over £20k down the drain and the £500k threshold is an extra £5k for the tax man :mad: in the same way as the guys out there going for a house around the £250k mark
I guess our aim is to ensure we have got the house at the best possible price and before anyone else - if that is over £500k then we have accept it and move on (metaphorically speaking as I couldn't do with the stress of moving again!) and just think of how we pay another £5k off the mortgage
The acid test for us is that we would be gutted if we lost the house - just wish ours had sold and we would be in a stronger negotiating position.
CM
Yes, that is the acid test - none of the ones I have viewed so far have felt like that to me (though I can't say that for the OH). The prospect of not having the money in the bank any longer makes me feel more gutted!
As our house sold earlier in the year and we are renting now I'm in a stronger negotiating position with sellers, but not with my wife..........0 -
cheekeemonkey wrote: »Why do you ask?
The house we are looking at doesn't have a HIP as it has been for sale for over a year.
CM
Apologies CM, should have read the whole thread.
No reason for asking, was just interested if you'd had any thoughts on it if you had read it.Happy to help with HIPs and EPCs0 -
dolce_vita wrote: »This sounds like an opportunity to use the old "phantom buyers" trick.
Ask a few friends and family to arrange a viewing and put in offers lower than yours. This will spook the vendors if nothing else and they may then accept your offer.
Whatever you do, don't offer more too soon and certainly not over 500k.
good luck
Murky waters dolce, murky waters...0 -
mr.broderick wrote: »Murky waters dolce, murky waters...
As you know mr.b, since the property is empty, there are even more strokes the OP could pull.
But we don't want to get that murky, do we?dolce vita's stock reply templates
#1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided
#2. This time next year house prices in general will be lower than they are now
#3. Cheap houses are a good thing not a bad thing0 -
If you don't want to hear it, don't read it! IMO you're wrong about public disinterest. Judging from the PMs i've been sent from people wanting more info about becoming an energy assessor and the emails I've received from people asking about HIPs that is.
I'm your opportunity to find out more about EPCs and HIPs. Don't let me go to waste! :rotfl:
One man crusade?
Ha! Maybe I like a challenge?Happy to help with HIPs and EPCs0 -
dolce_vita wrote: »As you know mr.b, since the property is empty, there are even more strokes the OP could pull.
But we don't want to get that murky, do we?
Yes i think it is time to open pandoras box and educate the op on the darker side of the buying game.0 -
Until the seller accepts that no-one is going to cross the stamp duty threshold they are living in cloud cuckoo land!I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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mr.broderick wrote: »Yes i think it is time to open pandoras box and educate the op on the darker side of the buying game.
OK OK I'm intrigued.....tell me more....
CMFailure is not in falling down but in not getting back up again0 -
CM - I am a little confused. In your post of the 22nd Oct you say you are in a position to proceed immediately, but in yesterday's post you say you just wish yours had sold so you were in a better position to negotiate. Has your previous sale fallen through or are you prepared to bridge or something? (I am not the owner in disguise, just curious)
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