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My car was damaged on the parking

AdamSk
AdamSk Posts: 2 Newbie
edited 17 March 2018 at 7:23PM in Reclaim PPI & other insurance
My car was on the parking street in England, during my absence somebody hit a car and ran.
He left a paper with wrong phone number. Witness saw this and took a photo of his car registration number.
I made a claim in insurance company and I was in the police station to tell about this accident.
I have a comprehensive car insurance, but the car is really cheap and I don't know which way I should go now. I think cost of fix is higher than cost of car.


1. Do You think it is ok that I made a claim to insurer? because insurer says he increase my insurance next year even though it wasn't my fault. So maybe I shouldn't call him and fix car myself.
2. Which way should I go?
a) First way is to wait until police or car insurance company catch this guy, when they do it I can start fixing a car from his policy.
b) Second way is to fix a car from my policy but I have to pay an access.
3. Do I think correctly the first way is safer for me? because when I go this way, the insurer don't increase my insurance as much as in case of the second way.

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