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Moving to a bigger house
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We moved three months ago from a 3 bed semi in London to a 6 bed detached in the Midlands. Stayed mortgage free by moving up the country and managed to buy almost from proceed of sale.
Insurance was cheaper due to postcode despite the larger property. When we do fill the new place with furniture it will be more expensive. Council tax has jumped from band C (capped) to band F with a hefty % increase for next year.
Vendors took everything in terms of fittings, the cost of new curtains was eye watering, now we're getting the light fittings done, made do with paper shades for now. We're also getting quotes for redecoration - staggeringly high cost, but it's a big place and we don't want to mess it up by attempting it ourselves.
We've got tonnes of furniture to buy to fill the rooms and have had guests to stay for the first time - that extra food cost can add up although I don't begrudge it! Heating more expensive, especially as downstairs is wood and stone not carpets. Water is same as there's just the two of us most of the time.
In a conservation area so repairs must be in keeping with period housing - iron guttering,slate tiles, wooden sash windows. We're here until they cart us off and bought with our eyes open but maintaining her won't be cheap. But wouldn't change it, we've got our dream home and life now, and were prepared to pay the costs for our extra privacy and in an area we want to grow old in.0 -
The heat must be leaking out of those windows; is there nothing you are allowed to do? Secondary glazing? Would it be worth it if you could?
Sounds like a dream, JoJo. Good for you... Except for the Midlands part! I still hanker for the south (well, East Anglia)0 -
There's nothing major and hidden that will bite you, just a little bit more for everything. Work on the insulation at the start before decorating and you'll benefit. We moved from a 3 bed semi to a 4 bed detach bungalow. Bungalows cost more to heat because the whole house is on the ground, no rising heat through the floors. Saying that, our council tax is about £100 a month more, and power bills about £50 more than before, so nothing crazy, but still significant.
If we want to get new windows it'll be £10k rather than £6k. New roof will be £1k more, new driveway £4k more, these sorts of things, but it depends on what condition the place you buy is in.0 -
hi check if there is any costs for example when i bought my house i didnt really think id be paying the folk that maintain local park almost a mile down the road from me fees. thats where i got stung a little which looks a bit odd council tax and all other taxes i pay should cover that. so yes look any estate management cots0
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Well, I guess if its got a longer drive you might wear out your shoes faster, so there is that.0
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hi check if there is any costs for example when i bought my house i didnt really think id be paying the folk that maintain local park almost a mile down the road from me fees. thats where i got stung a little which looks a bit odd council tax and all other taxes i pay should cover that. so yes look any estate management cots
Your signature is an advertisement, contra to forum rules.0 -
Your signature is an advertisement, contra to forum rules.
True.
As a new user he may not be aware.
I've reported so the forum team can decide.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
So did I (sighs) Ten characters. Idiotic rule.0
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