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Refused Bank Account
helpconfused
Posts: 13 Forumite
Hi, I have recently been a second signatory on a business account application that has been rejected due to the main applicants credit rating. Will this have an impact on my own credit rating?? It was basically an account for a children's football team. I stupidly agreed to be a co signature and honestly didn't think about credit checks. My own credit rating with Experien is 792 and 472 with clear score so not poor but I am trying to improve for a mortgage application later in the year. Thanks for any advice.
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Comments
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My main concern is that it may impact me and a mortgage application I want to make. Will it mean that my financial records will now be linked to the other person0
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Your score doesn't exist. Neither does your rating.
There's nothing to improve since its not real.
There may well be a search on your files and a link to the account appear on your files.0 -
You will not be financially associated with the other person from this application.0
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Your "score' means nothing.
Do not worry, this application would not have linked you.0
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