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Bank charges and PPI

Good evening, it’s my first time on this forum. And I was wondering if anyone could offer me advice.

Between the years of 2005/2008 I got myself in to a mess with borrowing money, to the point of over £10,000. I had various different loans such as log book loans and bank loans, I was charged hundreds of pounds and probably sold lots of premiums I was unaware of.

Now I was wondering if I stand a chance getting any of the money back? I know it’s a long shot, as I have no paper work and cannot even remember the coupons I took the loans out with. Should I even bother trying? Or is it a lost cause?? I have thought about using a company however after reading up in this forum I have decided to avoid at all costs.

Any help would be much appreciated, trying to by my first home and any money would come as an absolute bonus!!

Many Thanks Hannah. !!!128522;

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    _HRuth wrote: »
    Now I was wondering if I stand a chance getting any of the money back?
    I don't see how.

    Sorry.
  • Haha, thanks for the honesty!!

    I didn’t think so to be honest !!!128545;!!!128584;!!!128580;

    X
  • -taff
    -taff Posts: 15,376 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bank loans - contact the bank and make a complaint, it's likely you were paying single premium...Good complaint reason.


    What's a log book loan? From a garage? They weren't regulated prior to 2005.
    Non me fac calcitrare tuum culi
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 March 2018 at 10:28PM
    What's a log book loan?
    Leave "vehicle log book" with the lender as security, get it back when the loans repaid. Not sure these lenders were in any way regulated . . could be wrong ;)
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