DRO Preferred Creditors?

emmael89

I've received the final paperwork from step change to check before paying and sending off my application for a DRO. Upon going through each of my creditors to get the final balances, I've noticed that a debt I included with the application form is now at 0!

It was £88 and was with Wonga.com, and it was the final instalment of a 6 month loan.

I cancelled all my direct debits but it appears this one has been cleared by a card authorisation, not by taking money from my bank account by direct debit. I've just completely overlooked how Wonga take payments with all the stress.

My question is will they see this as a preferred creditor? I'm so worried, I'm 19000 in debt and dont know how I'm going to keep going if this gets refused for a simple mistake like this

Any help appreciated

National_Debtline

Hi emmael89


It seems unlikely this would be an issue as it was an oversight that the payment went out. Best thing to do is give your adviser at StepChange a call and just run it past them.


Susie
@natdebtline