The long haul supporters thread...

nomorespending

Number 288 checking in... Having spent hours on my financial plan for December... I realise why i'm in so much debt!!!!! i need to cut my spending!!! I have done a food plan for the week which doesn't involve buying any more food.. must use stuff out of the freezer!. i will not buy more christmas decks... i will use last years!! And also my car... its very expensive, i don't think i've ever realised how much it is costing me, i couldn't do my job without it but really need to give some consideration to the amount of money i spend on petrol, tax, insurance and mots etc.. i was thinking about downsizing ( have a passatt diesel) and could get a little car with cheap tax but then my cars probably not worth a great deal, but its very reliable and getting something reliable is really important to me, will have a think about that one... will check in tomorrow night

Wannabefree1

millionaire_in_training wrote: »

At least you got 2 pressies all I got was vodka and 2 bottles wine

That must have been some bottle of vodka if it cost over £200!!! I presume you bought food too

I've wrapped the presents I've got tonight to see what's left to buy :eek:

chris81418

Itsadogslife wrote: »

Oh wow Chris, that is a HUGE amount of debt that you have managed to pay off - do you have a diary? :T

No diary ... I'm too busy paying off my debts to write a diary! :rotfl::rotfl::rotfl:

thevinternet wrote: »

Fantastic work :T well done you!

Thanks!

In_Search_Of_Me wrote: »

Thank you for posting encouragement Chris...its lovely to see people getting there, especially when youre at the start of what feels like a very high mountain!

No worries ISOM! And I'm sure we'll all get there in the end!

Have a good December everyone!

thevinternet

Pinch punch, first day of the month!

Bizarrely, I like the end of the month, because the loan payments go out, and therefore the debts come down a bit.

One of my loans is due to end in February, can't wait!

Happytogetdebtfree

Hello and welcome to the newbies and regulars wow some great payments and motivational words look forward to some chatter on here xx

thevinternet

Yay - updated my snowballs and signature....I have dropped under the 47k mark again. Gonna chase it down! Allegedly this will take me 10 years, but I'm gonna try and do it in 5. Also 20k of this is student loan, not sure if I will actively overpay that or not, we'll see...

I like updating my sig every month, it feels motivating to see progress being made!

poohbear59

thevinternet wrote: »

Yay - updated my snowballs and signature....I have dropped under the 47k mark again. Gonna chase it down! Allegedly this will take me 10 years, but I'm gonna try and do it in 5. Also 20k of this is student loan, not sure if I will actively overpay that or not, we'll see...

I like updating my sig every month, it feels motivating to see progress being made!

Well Done!! It does feel good doesn't it, when you hit a target.

Duckie

Hi everyone, I need to join the long-haul club too please. I have a mountain of debt and with a baby and the shock of the cost of childcare, I find myself with very few spare pennies but I am determined to tackle our debt. Can do with the support. I'll make a signature with my debt once I figure out how.

nomorespending

thevinternet wrote: »

Yay - updated my snowballs and signature....I have dropped under the 47k mark again. Gonna chase it down! Allegedly this will take me 10 years, but I'm gonna try and do it in 5. Also 20k of this is student loan, not sure if I will actively overpay that or not, we'll see...

I like updating my sig every month, it feels motivating to see progress being made!

wow you've done brilliantly - i think i'm going to copy you and list my debts and change my signature each month!!

thevinternet

nomorespending wrote: »

wow you've done brilliantly - i think i'm going to copy you and list my debts and change my signature each month!!

Thanks - it doesn't feel like it cos I've still so far to go, but it does feel good to be back on track again. It is very motivating to have the debts in the ol' signature, cos you see them every time you have posted something! No more ostrich for me