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HFC Bank
dclarke001
Posts: 1 Newbie
Hi, I believe I was mis-sold PPI through HFC Bank for the purchase of a personal computer. This would have been over 15 years ago and I understand that HFC sold their loan portfolio to a third party and their remaining accounts to HSBC in 2013. As the account would have been closed, who would I seek the reclaim for PPI from? All thoughts welcome. Thanks Derick.
0
Comments
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You'd complain (not reclaim) to whoever sold you the PPI.
Was it a generic loan, or a store specific one for the computer - ie in Dixons (other low quality retailers are available)?0 -
HFC Bank have no liability for the sale of this PPI unless it was actually sold by them. If the loan and PPI was arranged by a retailer, then it is to the retailer that you should submit your complaint.
You don't state what year? Pre-2005, it's pre-regulation of general insurance sales.
If you bought directly from HFC, I'd approach HSBC in the first instance to see if there are still any records of this finance.0
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