PPI cut off points?

typeractive

Hello,

I'm typically new to the PPI investigation process having thought "ive not taken anything out that would qualify", however after checking my credit history I realised there could be a few things worth checking.

I have used the resolver tool on the MSE website :money::beer: though when I select certain companies they ask for information such as 'when did you take out a loan/finance' the only options are pre 2010. So does this mean that there is no chance of a PPI investigation with that company at all after 2010? Or is this a limitation of the resolver tool?

As it stands I have carried out a investigation per loan/mortgage/finance etc - is that the correct way to approach this?

Thanks
:beer:

[Deleted User]

Not really. If you think you may have had PPI, just write directly to the lender.

[Deleted User]

After 2010, the vast majority of lenders no longer offered PPI.

It's logical, therefore, that finance from a later date won't have even had PPI and so Resolver is correct not to offer the opportunity to make a PPI complaint.

The exception is mortgage PPI, but that is still retailed today and is far more difficult to complain was mis-sold.

Deleted_User wrote: »

If you think you may have had PPI, just write directly to the lender.

Not after 2010,of course.

typeractive

Moneyineptitude wrote: »

After 2010, the vast majority of lenders no longer offered PPI.

It's logical, therefore, that finance from a later date won't have even had PPI and so Resolver is correct not to offer the opportunity to make a PPI complaint.

The exception is mortgage PPI, but that is still retailed today and is far more difficult to complain that it was mis-sold.

Thanks very much. I will see if anything comes back from the other submissions.