We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Has my husband ruined our chances of a mortgage?!
Comments
-
-
a friend of mine says her husband is always on the hook, she just doesn't know what for yet. To be fair he usually deserves it
An answer isn't spam just because you don't like it......0 -
I'm more concerned as to how he managed to close a JOINT account without your permission?
I thought both parties would need to authorise it but obviously not.
Ageing is a privilege not everyone gets.0 -
Clutterfree wrote: »I'm more concerned as to how he managed to close a JOINT account without your permission?
I thought both parties would need to authorise it but obviously not.
Both parties are not required to authorise a POS payment or to sign a cheque... One often hears of couples who have split up and one has emptied the joint bank account though, since it requires both parties to open a joint account one would think both were required to close it. It seems not to be the case. I will admit this is a little worrying.0 -
Why is it worrying that it doesn’t take both partners to close a joint account,
I’d be more worried if I couldn’t close a joint account me and a ex gorlfriend had linking us together and giving her untold ways to screw my life over0 -
Both parties are not required to authorise a POS payment or to sign a cheque... One often hears of couples who have split up and one has emptied the joint bank account though, since it requires both parties to open a joint account one would think both were required to close it. It seems not to be the case. I will admit this is a little worrying.Why is it worrying that it doesn’t take both partners to close a joint account,
I’d be more worried if I couldn’t close a joint account me and a ex gorlfriend had linking us together and giving her untold ways to screw my life over
Just wondered how the bank would know how to distribute any remaining balance if both parties were not present. It's not always 50/50.
Re closing an account with an ex, I think you'd be able to freeze the account in that instance.
Anyway, apparently all irrelevant if either party can close the account without the others knowledge. Ageing is a privilege not everyone gets.0 -
Clutterfree wrote: »Just wondered how the bank would know how to distribute any remaining balance if both parties were not present. It's not always 50/50.
Re closing an account with an ex, I think you'd be able to freeze the account in that instance.
Anyway, apparently all irrelevant if either party can close the account without the others knowledge.
It's joint cash. Meaning it belongs equally to both of them. So they'll probably distribute 100% to the person who closes it.0 -
I agree I suspect the hook was in full use by the time the OP made her post lol.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 261.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards