Benefits after compensation lump sum

Ames

patman99 wrote: »

I never knew CA was means tested. My oh gets CA for looking after a family member and I get way more than £116 per week.

Anyway, your oh would be entitled to cont-based JSA for the first 6 months regardless. It is what happens after this that needs to be considered. Mind you. Depending on your OH's trade, he might just walk straight into another job (my fingers are crossed for him on this).

CA is based on the claimants income and hours, not household finances.

kingfisherblue

Samarah86 wrote: »

Not at the moment as hubby is earning more than £116 a week. I'm entitled to carers credits but get those anyway because I claim child benefit for her
X

It doesn't matter what your husband is earning. If you fulfil the requirements of CA, you can claim it. You need to be caring for at least 35 hours a week, earn less than £116 (your own earnings, not your husband's), not be a full time student. There are a couple of other requirements, bt those are the main ones.

Samarah86

kingfisherblue wrote: »

It doesn't matter what your husband is earning. If you fulfil the requirements of CA, you can claim it. You need to be caring for at least 35 hours a week, earn less than £116 (your own earnings, not your husband's), not be a full time student. There are a couple of other requirements, bt those are the main ones.

Really?? I was not aware of that. I don't have an income at the moment. I will look I to that today. I assumed ca was like other benefits and included anything that a partner was earning.
Thanks for the info
X

pmlindyloo

Yes, you would be able to claim Carer's Allowance under your circumstances.

Your husband should apply for JSA. You can be added to his claim. It sounds as if he would be eligible for contribution based JSA but when you complete the application make sure you tick the box to be assessed for both contribution based and income based.

Once your claim for CA is processed then this amount would be treated as income and deducted from your income support. However, a carer's premium would be added (about £34 per week) and you would receive your CA as a separate payment. You CA can continue when your OH finds a job.

You can also claim housing benefit and council tax reduction (form from your council or check your local council's website as you might have to apply online or by telephone)

If you are currently receiving tax credits then you need to inform them of the change of circumstances - you will receive child tax credits whilst you are on JSA.

You can check out your entitlements on a benefits calculator - https://www.turn2us.org.uk for example

I am pretty certain that your personal compensation would be disregarded for 52 weeks when on JSA

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/649901/dmgch29.pdf

29509

and I also believe this would be retrospective to the date you received it.

Coupled with your evidence that your OH was unaware that he was going to lose his job this, in my opinion, would not consider spending the compensation as deprivation of capital.

It might be sensible to find evidence of your compensation and email/evidence of your OH's work circumstances and keep them safe. (just in case they query it)

I am sorry to hear of your past medical difficulties and wish you and your family well.

poppy12345

The quickest and easiest way to apply for carers Allowance is online. Claims can take between 8-12 weeks depending on backlog.
https://www.gov.uk/carers-allowance/how-to-claim

patman99

\if successful, any claim for CA will be back-dated to the date you applied.

D_M_E

Based on personal circumstances, I can confirm that

1. Compensation as you describe is disregarded for benefit purposes for 52 weeks from the date of receipt of compensation,

2. You are entitles to claim CA based on your income alone, but deductions will be made for this when a JSA claim is successful, and

3. You don't have to worry about deprivation of assets - as pointed out above, you had no knowledge of reduced family income and could reasonably have been expecting your husband's income to not vary by much.

One thing to note is that CA is taxable, if I remember, and has to be declared as income but this needs to be checked - it's a while since I was in receipt of this.