Council tax arrears
Posie_Rose
Forumite 3 Posts
Hi there,
I’m new so not sure if this is the right place !!!129335;!!!127995;!!!8205;!!!9792;!!!65039;
Basically, I lived in shared rental accommodation when I was a student nurse. I shared with a student doctor and a guy that worked full time.
I qualified 4 yrs ago and moved out. Whilst I lived in this accommodation myself and the other student didn’t pay council tax (we both had exemption certificates) however the other guy sharing unbeknown to us wasn’t paying his council tax. It all came to light when this guy started drinking heavily and lost his job, he then went on the dole and started claiming benefits, shortly after the council got in touch asking for thousands of pounds in arrears that this guy hadn’t been paying during 3 yes of working full time.
I got in touch with the council and explained the situation (that I was a full time student nurse with an exemption certificate) but they insisted it was a household debt and I had to pay up. There was no way I could afford this, plus it was his debt to pay. I looked for a new place to live as I had just qualified plus the situation with the guy on the dole drinking all day was becoming really unpleasant. I was in the property til Oct, I moved out 2 months after qualifying. I spoke to my bank manager about the situation and she helped me pay a recorded sum of 2 months council tax for when I was in the property and had qualified. I still got dozens of demanding letters from the council trying to get me to pay up the other guys debt.
Over the last 4 years since qualifying I’ve lived in 2 other rental properties (both monthly rent with all bills inc) and have been travelling.
I’m now thinking about starting up a business and maybe applying for a mortgage but I’m really anxious this debt is going to rear it’s ugly head.
If anyone has any advice would be so appreciated- thank you - Rosie !!!128522;
In the
I’m new so not sure if this is the right place !!!129335;!!!127995;!!!8205;!!!9792;!!!65039;
Basically, I lived in shared rental accommodation when I was a student nurse. I shared with a student doctor and a guy that worked full time.
I qualified 4 yrs ago and moved out. Whilst I lived in this accommodation myself and the other student didn’t pay council tax (we both had exemption certificates) however the other guy sharing unbeknown to us wasn’t paying his council tax. It all came to light when this guy started drinking heavily and lost his job, he then went on the dole and started claiming benefits, shortly after the council got in touch asking for thousands of pounds in arrears that this guy hadn’t been paying during 3 yes of working full time.
I got in touch with the council and explained the situation (that I was a full time student nurse with an exemption certificate) but they insisted it was a household debt and I had to pay up. There was no way I could afford this, plus it was his debt to pay. I looked for a new place to live as I had just qualified plus the situation with the guy on the dole drinking all day was becoming really unpleasant. I was in the property til Oct, I moved out 2 months after qualifying. I spoke to my bank manager about the situation and she helped me pay a recorded sum of 2 months council tax for when I was in the property and had qualified. I still got dozens of demanding letters from the council trying to get me to pay up the other guys debt.
Over the last 4 years since qualifying I’ve lived in 2 other rental properties (both monthly rent with all bills inc) and have been travelling.
I’m now thinking about starting up a business and maybe applying for a mortgage but I’m really anxious this debt is going to rear it’s ugly head.
If anyone has any advice would be so appreciated- thank you - Rosie !!!128522;
In the
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It was 4 yrs ago that I left and I started living there for 3 years before that (so 7 years ago that I moved in)
I vaguely remember signing something but can!!!8217;t temember what (tenancy agreement !!!55358;!!!56631;!!!55356;!!!57339;!!!8205;!!!9792;!!!65039;) I was stressed and exhausted with exams and my nursing placements as well as working part time.m and living with a difficult alcoholic flat mate. Once I qualified I just wanted gone ASAP. I lost any bits of paper over the last 7 years as lived in 2 different places and went travelling.
I!!!8217;d put it all behind me and it!!!8217;s only now it!!!8217;s all coming back !!!55358;!!!56614;!!!55356;!!!57339;!!!8205;!!!9792;!!!65039;
I wouldn't worry in respect of the mortgage application. If the council have wrongly obtained a liability order in your name, these orders do not show on a credit record anyway (they are not CCJ's).
If you post again I strongly recommend that you use much less (unnecessary) punctuation, as it will make your posts much easier to read during this period of technical problems on the forum.
Thanks for your reply, really quite reassuring.
Yes I noticed my posts were littered with odd numbers and exclamations when I didn’t use any.
Making it quite difficult to comfortably read.
I’m using my mobile phone to type this so perhaps this is why. Looking at what I’m typing now all looks fine but as soon as I post all of these bizarre exclamations and numbers appear?
I’ll look into it.
Once again thank you for the advice, most helpful