Joint Bank Account

mrthwrght

Hi,
I'm new to the forum so bear with me!
I own the property that I live in with my partner - fixed mortgage is due for renewal in August at which point we will change it to a joint mortgage. Currently mortgage payments along with council tax, insurance etc. all come out of my own bank account and he contributes.
We are wanting to get a joint bank account so that all of the joint bills can come out of there and I'm wondering the best way round it - if we opened a joint account now, could all of the bills, including mortgage, that are in my name only come out of a joint account? Or will we have to wait until August when the mortgage and bills get changed to joint?
Many thanks in advance

Tom99

You can do whatever option suits you best.

xylophone

if we opened a joint account now, could all of the bills, including mortgage, that are in my name only come out of a joint account?

Yes - think of couples with joint accounts who yet have individual DDs for phones/subscriptions/charities etc.

You might want to consider a Santander 123 (standard or LITE) which gives cash back on certain DDs.