Section 75 claim

KeithP

Debt/stress wrote: »

Not sure why it!!!8217;s typing weird? Definitely not me.

You can make your posts easier to read, and therefore more likely to be read, if you were to switch off Smart Punctuation on your ipad/iphone.

Agricolae

If we forget about the details of the law for a moment, what happens here really depends on how your credit card company want to settle your claim and whether that is acceptable to you.

Having seen a large number of similar claims, I can tell you that credit card companies have different preferences when it comes to these things. Ultimately though, none of them wants the hassle of taking ownership of a car (broken or otherwise), so I expect your credit card company will do either of the following if they think your claim's a winner:

1) Decide it's not worth squeezing the seller for money and let you keep the car, taking the financial hit themselves (less common these days, but still happens).

2) Decide it's not worth squeezing the seller for money and ask you to provide evidence that you've scrapped the car/donated it to charity. Any money received for scrappage will need to be given to the credit card company.

3) Pay for the car to be removed from your property and returned to the seller.

4) Pay for the car to be removed from your property and disposed of some other way.

5) Attempt some kind of mediated settlement (e.g. a partial refund from the seller and you keep the vehicle).

To keep costs down and minimise issues caused by lack of local knowledge etc. I would expect the credit card company to ask you to arrange for the removal and reimburse your reasonable costs, if it comes to that. Or if the seller is playing ball they will probably get them to do it themselves.

So the short answer is yes, in some cases you might get to keep the vehicle.

DoaM

Gavin83 wrote: »

There is no situation where you can have a refund and keep the vehicle.

As per post #23, it seems there is ...

Agricolae wrote: »

5) Attempt some kind of mediated settlement (e.g. a partial refund from the seller and you keep the vehicle).

marliepanda

KeithP wrote: »

You can make your posts easier to read, and therefore more likely to be read, if you were to switch off Smart Punctuation on your ipad/iphone.

No point telling someone to turn off an actual useful feature of their device because MSE cant pull their finger out and fix it...

Its an MSE issue, not an iPhone issue.

KeithP

How useful is a feature that turns posts into garbage when the poster is seeking help?

I for one am more likely to help someone who is prepared to help themselves.

Even if the iphone/ipad user doesn't want to change their settings, it takes but a moment of their time to edit their posts so others can easily read them.

'Help others to help you' might be a useful maxim.

marliepanda

KeithP wrote: »

How useful is a feature that turns posts into garbage when the poster is seeking help?

I for one am more likely to help someone who is prepared to help themselves.

Even if the iphone/ipad user doesn't want to change their settings, it takes but a moment of their time to edit their posts so others can easily read them.

'Help others to help you' might be a useful maxim.

On one site. Its MSE that is broken, it doesnt happen on any other of the million websites out there.

Its a useful feature which should not be switched off to suit one website.

I’d rather people did leave them in so MSE are more likely to fix the issue. I’m avoiding a lot of apostrophes but why should I? Why should I change MY iPhone settings? MSE needs to fix their forum, I don’t need to shut down aspects of my phone.

KeithP

Please read what I said again:

KeithP wrote: »

You can make your posts easier to read, and therefore more likely to be read, if you were to switch off Smart Punctuation on your ipad/iphone.

I made a suggestion because the poster queried the situation.
That's all.