care Home fees, can I retain the family bungalow

DairyQueen

I was wondering whether pensions (state/private) are offset in the event that a self-funder's capital falls below the threshold so thank you for clarifying that.

badmemory

If self funding then attendance allowance should be available (at the higher rate) this helps to eke out the personal funds. This is no longer available once the LA takes over. If the home takes LA funded people it should be the care homes policy that the carers do not know who is who. Something to watch out for if a loved one may run out of personal funds.

LeadFarmer

Does putting your house in trust actually safeguard your house against care home fees? Aren't the authorities wise to this?

Keep_pedalling

LeadFarmer wrote: »

Does putting your house in trust actually safeguard your house against care home fees? Aren't the authorities wise to this?

The situation this thread is addressing is concerned with the share of the property previously owned by someone who left it to a child with a life interest trust that allows the survivor to remain in the home for these of their life. This is a common occurrence and will protect half the house.

If the survivor puts their half in trust in an attempt to protect the whole house, then that will be viewed I’d deliberate deprivation of assets.

margaretclare

This is to the OP and is not answering his question, but:


Don't worry about revision of hip replacement. Years ago we were warned that no revision was possible - times have moved on and there have been many significant developments in the field of joint replacement surgery. Revision has been possible for some years now and is getting better all the time.



If your replaced hip is failing then you're likely to find a new lease of life if you have it revised.


The worst thing at present is that on the NHS joint replacement and revision comes under the heading of 'non-urgent surgery' i.e. non-life-threatening, and with non-urgent surgery being cancelled during the winter, waiting lists are getting longer.



I would agree a bungalow is a good idea and maybe update the bathroom. Climbing in and out of a bath is not a good idea - walk-in shower is excellent.


Sorry, not what you were asking!