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HBOS credit card ppi claim
Splash81
Posts: 11 Forumite
It is 2 weeks since I answered questionnaire regarding my ppi credit card claim. Since then I have given the exact same info to HBOS regarding a loan ppi I had with them - which they have upheld. The loan issue was addressed within one week- however I Sam still awaiting outcome of the credit card.
As it was the same info- is it not strange that they have still not given an outcome?
If they reject the credit card ppi claim, have I grounds to challenge this, seeing as they have upheld the loans ppi (using the same personal circumstances )??
Thanks in advance
As it was the same info- is it not strange that they have still not given an outcome?
If they reject the credit card ppi claim, have I grounds to challenge this, seeing as they have upheld the loans ppi (using the same personal circumstances )??
Thanks in advance
0
Comments
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As it was the same info- is it not strange that they have still not given an outcome?
Credit card sold by a different person via a different process at a different time with applications and details stored in different locations. Plus, there is the potential for auto-payout.f they reject the credit card ppi claim, have I grounds to challenge this, seeing as they have upheld the loans ppi (using the same personal circumstances )??
No. Loan PPI is upheld in the majority of cases. Credit card PPI is about 50/50. You could get upheld on a loan PPI for product or technical reasons that do not apply to credit card PPI.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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