We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
How many credit report checks?
alexsau91
Posts: 7 Forumite
I've been wondering, should I check my credit report with more than one agency. Will doing so harm my credit rating at all?
0
Comments
-
You should check all three CRAs as they may not all hold exactly the same information. Checking your credit report will not affect anything on your credit report apart from a record of their search to produce the report. Searches by CRAs are not visible to lenders.0
-
Awesome. Thank you v much!0
-
Of course you should check it.
And it won't affect your credit rating, since you don't have one to be affected0 -
You can check it everyday if you like, don't go and pay the monthly fee to access the report.0
-
The free reports from MSE, Clearscore and Noddle are only updated once a month so you will not see any new information by checking every day.You can check it everyday if you like, don't go and pay the monthly fee to access the report.
GiffGaff is also free and unlike the other free reports does update every day with your Callcredit information.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards