Thatch Insurance

jellybeantinker1
jellybeantinker1 Posts: 49 Forumite
Ninth Anniversary 10 Posts Combo Breaker
edited 4 June 2019 at 9:20AM in Insurance & life assurance
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January 2024 Grocery Challenge - January 2024 (£65.08/ £150) / Yearly (£65.08 / £3000 (£250/month) )

Mortgage free since 2013! One of our best decisions was to pay the mortgage off early!

Comments

  • huckster
    huckster Posts: 5,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Go to a large Brokers such as Towergate. They will run through a questionaire and then see which Insurers offers best quote to cover your risk.

    It is not worth asking others on here what Insurers they found were cheapest, because there are so many variable factors, that what others might have found is totally different to what you are quoted. E.g exact construction, when it was built, postcode, near a river, previous claim experience etc. A long list of factors.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • Thanks, I understand there are variable factors, but was asking more as a general question.
    January 2024 Grocery Challenge - January 2024 (£65.08/ £150) / Yearly (£65.08 / £3000 (£250/month) )

    Mortgage free since 2013! One of our best decisions was to pay the mortgage off early!

  • huckster
    huckster Posts: 5,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Use this to find a company near where you live

    https://www.biba.org.uk/find-insurance/
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • jellybeantinker1
    jellybeantinker1 Posts: 49 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    edited 4 June 2019 at 9:20AM
    Xxxxxxxxxx
    January 2024 Grocery Challenge - January 2024 (£65.08/ £150) / Yearly (£65.08 / £3000 (£250/month) )

    Mortgage free since 2013! One of our best decisions was to pay the mortgage off early!

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I assume you live in an area with a high percentage of Thatched properties, if so try a local broker as they will know which Insurers offer good cover / prices
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Doesn't really matter on the cost so much, just that they will actually give me a quote!

    This is why a good broker is being suggested, so that they do the work rather than you doing it yourself.
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