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Put away your purse & become debt-averse
Comments
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Ooh, very pleased you found your candle! Where was it?! (Might give the rest of us some ideas next time we lose something 😂)4
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So pleased the candle has turned up x3
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I've put up a photo of my door wreath because it's a proper money-saving jobber. Metal inner ring saved from a previous bought one, which I dismantled. Greenery from garden - holly, ivy, fir tree & bay. Fir cones foraged from past walks. Silver fir cones & baubles from the pound shop years ago. Silver ribbon leftover from something, so shopped from home, ditto wire from shed. In past years, I've also used rosemary as it smells nice & is evergreen. If you've bought one this year & it has a metal ring as it's base, consider extracting this at the end of the festive season & making one next year. I think stuff foraged from walks would also be nice, especially twigs & hawthorn berries.
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!13 -
Ooh that’s beautiful 😍I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Tjs indeed lovely, well done! 🥰🥰4
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Lovely wreath! also delighted to hear that the candle has turned up - oddly I did very nearly ask whether it might be in the lift - wish I'd said something now!
Bread sauce though - that's a timely reminder. Need to remind MrEH to put a plain white loaf going overnight tonight I think!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Oh wow....lovely wreath. Is there no end to your talents? You are just so clever and inspiring. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £690/3000
.
Studies/surveys May...£66.15
Decluttering items 1400/2025. 206/2026
Books read 23 in 2025. 2026- 13 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Glad you found candle, and are enjoying using it. The wreath looks brilliant, very inspiring to have a go at something like that. I’ve also been inspired to start 2023 sock knitting now too. Hopefully I will have a pair for some of my favourite friends and family, as have a good stash of sock wool to use. I love this community of inspiring likeminded folk 👍4
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I am loving the wreath. My friend makes her own and I have tried to get her to teach me. Maybe I will just have a goMe, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/195
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Love the wreath.My crocheted one is nearly finished but I’m doubtful it’ll get done before the family arrive on Friday.January spends - £587.585
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