Put away your purse & become debt-averse

savingmore

ooh, never tried mary berry’s scones, may just have to try that. isn’t t fun shopping from home, and so rewarding!!!!

foxgloves

It is very satisfying, @savingmore. And I've home-shopped anorher item since then too! Had been thinking about new cushions in the bedroom, having got tired of the existing ones which I washed & took to the charity shop this weekend. However I've found a nice needlepoint one I stitched over 20 years ago & tried it with a couple of others (including a quirky one my sister made for me from an old curtain!) Well worth experimenting as they look good together & cost now't. Spending money on new cushions averted!
F x

Humdinger1

Belated happy birthday Foxgloves and thanks for all the inspiration love Humdinger x 

foxgloves

Thanks, @Humdinger1 - I think we all inspire each other on here.
F x

HairyHandofDartmoor

Happy belated birthday Foxgloves 🎂🎁🎈, sorry I missed it. I was also born in 1964 so it must be the year when big spenders were created 😬 .

Your home improvements are coming along nicely and all paid for with no debt, there's no better feeling than that 😃 .

foxgloves

Oh, you're another one then, @HairyHandofDartmoor, lol. Actually, I wonder whether the birthdate demographic would show up in a study of personal spending history in the UK. My overspending started when I left home & moved to a big city full of temptation. I was in debt from the age of 19 to my mid-40s. BUT.... & I'm not sure I'm explaining this too clearly..... in my early days of debt (starting Spring 1983), the only real borrowing available to me as a non-home owner was an overdraft - either an officially arranged one, or more usually in my case, an un-official unsanctioned one. I couldn't access a personal loan till a bit later & didn't start getting offered credit cards until the early 1990s. So I think our cohort came of spendy age at a time credit streams were opening up & we simply grew with them, any reigns on our spending loosening accordingly. Borrowing felt 'modern', more accessible & normal, so our parents' view of it, that it was the road to ruin, seemed old-fashioned & grandma-ish.
So there could just be something in those mid-1960s birthdates after all, who knows?
F x

foxgloves

Hello Rainy Bank Holiday Readers,
So chilly here today I've had to go & dig out socks & slippers. Slippers. In May! Am next to the radiator now & about to start a new book.
Not a spend-free day as Mr F went out for a top-up shop!! You know my views on those as a surefire route to budget-leakage, but we forgot potatoes on Sat & I also decided to get the few things I need to make a batch of chutney as I need to harvest some rhubarb this week. I felt I balanced this out with a good frugal rubber chicken session, though. It provided a roast dinner yesterday, will do chicken, chips, home made coleslaw & salad tonight, a stir-fry with noodles tomorrow & an Epic Man Stew at some point. It also made a chicken dijonnaise roll for tomorrow's packed lunch & I've frozen the carcass for putting with the next one to make stock.
We've had a check through our schedule to make sure we are all ready for the carpet fitters' return tomorrow & to discuss clearing out the next room. I've also had a lovely time arranging the Tr*llbeads Mr F bought me for my birthday onto my leather bracelet. I intend to do nothing more onerous than making some coleslaw for the rest of the day.
Expect you've all seen some of this chilly rain. The garden badly needs it, but I do hope the temperatures start to improve soon. I need to harden off lots of plants.
Love F x

Blackcats

Impressive shopping from home.  I think it's basket season at the moment as a few diaries have been talking about wanting/needing baskets.  I dug out a nice blue/grey basket that had contained Christmas gifts.  It's now full of my beautifully organised and paired up socks. 😊

Deni_debt-free_dreamer

Hi foxgloves and everyone
Another 1964 baby here Love the sound of your home improvements.  I'm having DD2's bedroom redecorated as she has taken over the 2nd bedroom now DD1 has moved out.   I am paying a decorator and will buy a new carpet but i got given a wooden chest of drawers and bought a pine bedside cabinet off Fb both of which my friend is upcycling so the bedroom project won't be too spendy.  I love to hear everyone's shoppng from home stories!
Deni x

Pixiehouse55

Hi Mrs Foxgloves and Gang. For the last 3 days I have been so cold, today especially with all the wind and rain here in sunny WSM today. Yesterday I finished painting all the trellis in the back garden and now have hubby Bonzi stand to paint, gate going into the back garden where hubby's workshop is and paint that and the back gate, I get determined to help as hubby does everything as I have back problems, then I suffer the rest of the day hmm.   Made a bread pudding today. Yes and I'm trying to diet!!! Done a online shop, click and collect tomorrow morning, few bits to get as they didn't have what I wanted online! Anyone else find online shop seems to have a lot of 'out of stocks"?  Pay day tomorrow so I will be busy sorting the pennies out. Sounds like your home improvements are coming along nicely Mrs F?  Well I'm in bed snuggled down, the wind is very strong outside. A bit more reading on here, read for a bit then shut eyes, up early tomorrow to give my lady her shower. T c and keep safe xx