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Put away your purse & become debt-averse

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Comments

  • Sancti
    Sancti Posts: 34 Forumite
    Gingerbread gin sounds gorgeous!! Had a good laugh at the thought of Mr F flapping up and down in your garden surrounded by cloud of sawdust, you running out hoover in hand, very over active imagination but also a very funny thought.

    Have you thought about doing a loaf with some dried tomatoes in? It's one of my faves and brilliant with cheap and easy meals like bolognese, meatballs etc!
    DEBT: £0/£2235 (0%)
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  • Oh Foxgloves, deep breath. All will be well.

    You can ask the solicitor for an interim disbursement if you wish, it happened with a friend of mine. £10k arrived in his account about 3 weeks before the final settlement was ready. I guess it depends on what they (the solicitors) are waiting for.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Love that about Maths :rotfl: so much pointless rubbish was taught in that lesson when the time could have been spent much better teaching us useful things like interest rates, how mortgages and credit cards work and budgeting.

    I'm the person that loved maths. The more abstract, the better. I loved all the pure maths modules in my A-levels, and I was never happier than on the fluid dynamics module at uni. Just proves it takes all sorts :D
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • DawnW
    DawnW Posts: 7,793 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm the person that loved maths. The more abstract, the better. I loved all the pure maths modules in my A-levels, and I was never happier than on the fluid dynamics module at uni. Just proves it takes all sorts :D


    I am part and part - I like language best I think, but did biology for my first degree, then eventually crossed over to social sciences for my masters and PhD. Never minded the stats stuff though!
  • foxgloves
    foxgloves Posts: 12,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wish-Thanks, yes I know about interim payments - in fact, that's what my sis & I are waiting for. I'm OK. I'm not flapping about it, it just feels a bit more out of my control since our original solicitor left for a new job, as he was brill at comms. I'm sure all will be well x

    CLF - I bet you & I did very different subjects then. My nephew has just got excellent GCSE results but he clearly prefers subjects which have right & wrong answers. I much prefer something which gives me a historical, cultural or philosophical premise & tells me to discuss it. Yes, it's very true that we are all different.... yet in the grand Venn diagram of money savers, you & I do still share some interests, don't we? Same with CCL. Her specialist subject is one in which I was unable to progress beyond the first three years of secondary school....... but put us both in a Yarn shop & I think we might turn into the spendy twins, lol x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • foxgloves
    foxgloves Posts: 12,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oooh, tomato loaf, Sancti. Sounds lovely. No I haven't tried that, but I do like making one topped with red onion & rosemary.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • foxgloves
    foxgloves Posts: 12,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dawn - Ah.... now for all my hopelessness at maths - I sat the O-level twice & got 'ungraded' on both occasions, I was required to pass a module in Quantitative Methods at Masters level as part of my MA. It was statistics & data handling/manipulation & I passed because I'm fine with all that kind of stuff, it's the other mathsy stuff with letters in & all that ridiculous 000110110111100 nonsense which switches my brain cells firmly into the off position. Data, stats, etc, I'd even go as far as to say I quite enjoy!
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • I hope your interim payment turns up soon, solicitors move in mysterious ways. I know there's nothing more frustrating than waiting for money when you're busy spending it in your head!

    I'm glad your new small freezer has arrived; you'll probably find it's more economical and efficient than your old one.

    I'm hopless at maths and loved English or history exams too :D. Although I managed to pass my maths functional skills level two a couple of years ago, which is equivalent to a GCSE and I was very proud of myself. However functional maths is much more sensible and useful than pure maths imho.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I'm with CLF - love patterns, and trends, and graphs, and logic and conclusions.
    I like the pattern and instruction side of crochet and knitting, which makes it straightforward to me.
    We have 'word of the week' as whole school literacy which we are supposed to encourage the use of. I find that hard enough to do - it's consequent this week. I barely even know what it means myself :rotfl:
  • foxgloves
    foxgloves Posts: 12,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The 2nd time I sat O -level maths, there was a question which required me to ascertain the volume of a flowerpot for which a diagram had been supplied.
    I answered the question thus:
    "You don't get flowerpots this shape. However would it stand up?"
    Perhaps I thought I might get a couple of marks for my logic or gardening knowledge?
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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