We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Ppi
Mergen
Posts: 4 Newbie
Hi All,
I was wondering if someone could point me in the right direction. The issue I have is I have no idea if I had PPI or currently have PPI.
My financial history is, I have never owned a Credit Card in my life.
Had a mortgage with Santander.
Currently hold a mortgage with Nationwide and have a loan on my car. No other debts.
How do I check if I had PPI and do I go about the whole process of reclaiming?
Many Thanks
apologies if these are basic questions
I was wondering if someone could point me in the right direction. The issue I have is I have no idea if I had PPI or currently have PPI.
My financial history is, I have never owned a Credit Card in my life.
Had a mortgage with Santander.
Currently hold a mortgage with Nationwide and have a loan on my car. No other debts.
How do I check if I had PPI and do I go about the whole process of reclaiming?
Many Thanks
apologies if these are basic questions
0
Comments
-
You ask the lender if you had PPI.
If they say yes, you tell them why you think it was mis sold to you.0 -
@zx81 ok great, is there a template email or do I just send general email asking my question to Santander?
I will ring my current mortgage provider and the loan provider.
Thanks0 -
Just ask them directly.0
-
@zx81 Many Thanks 0
-
If you had Mortgage PPI then you would see a seperate monthly payment to it. Its one of the reasons why most MPPI complaints fail as it is not built into the debt.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
-
A-ha I do not think I had that. Will check my old statements when I get home.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards