How do find out about PPI from years ago?!

ged.sturdy

Hello all, need some help please


MSE website states, if you don't know if you had PPI then you can perform a credit check and that will at very least give you the details of accounts and banks you dealt with etc to point you in the right direction but Credit History only goes back 6 years ??


QUESTION IS if I was terrible with my finances (I'm ashamed to say it's true ) between the year 2000 and about 2005 and I have no documents left from that time, how do I go about finding out about the loans and credit cards I may have had at the time?


Apologies, I know I should keep records of this kind but was glad to see the back of that particular period of my life finances wise.


Thanks a lot people!!

dunstonh

but Credit History only goes back 6 years ??

correct. For things older than 6 years you are reliant on your own memory and records.

QUESTION IS if I was terrible with my finances (I'm ashamed to say it's true ) between the year 2000 and about 2005 and I have no documents left from that time, how do I go about finding out about the loans and credit cards I may have had at the time?

You dont unless your banking relationship with with the same bank the whole time. Then you know what bank it is.

[Deleted User]

ged.sturdy wrote: »

I was terrible with my finances between the year 2000 and about 2005 and I have no documents left from that time, how do I go about finding out about the loans and credit cards I may have had at the time?

Your only prospect of achieving your goal would be to send Subject Access Request (SAR) letters to each of the lenders you suspect you may have had loans or credit cards with. For £10 each, these lenders will send you all information they have kept on file for you. This could prove very expensive, particularly if no records have been kept.

Alternatively, if all you want to know is if you had PPI on any of this forgotten finance, you could just ask that question directly. Again, you may not get any affirmative responses but it won't cost you a tenner each time.

DigForVictory

My Easter project is feeding my filing cabinet through a shredder.
I intend to hang onto everything from the last 6 months & one of everything before that. Odds on any financial product I may have had will be in there somewhere...

ged.sturdy

Thanks everyone for the tips. I have some idea of course so will start contacting people !!!55357;!!!56848;