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A break in contributions-based ESA
FinanciallyPerplexed
Posts: 48 Forumite
I made NI payments throughout my career until being made redundant 2 years ago. After that, I was awarded contributions-based ESA.
I am shortly coming off benefits after a life assurance payout that will take me over the £16k savings limit.
Eventually my savings will be used up and - assuming I don't recover from my health problems and find work - will wish to apply for ESA again.
How are contributions considered? Over a lifetime? Or over the immediate period preceding the claim? Is there anything I need to do to ensure continuation of NI payments?
I am shortly coming off benefits after a life assurance payout that will take me over the £16k savings limit.
Eventually my savings will be used up and - assuming I don't recover from my health problems and find work - will wish to apply for ESA again.
How are contributions considered? Over a lifetime? Or over the immediate period preceding the claim? Is there anything I need to do to ensure continuation of NI payments?
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Comments
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Information on eligibility for Contrbution based ESA here
https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/before-you-apply-for-esa/eligiblility-for-esa/
And how to get credits here
https://www.gov.uk/national-insurance-credits/eligibility
Looks like a word with the jobcentre might be a way forward.0 -
contributions-based ESA is not means tested. So why would you come off of it. As ;long as you qualify of course.
Things like housing benefit, council tax benefit is means tested so would be effected by the money.
You would not get back on to contributions-based ESA if you leave it now.
As its you NI contributions up to the previous tax year are in. And to complicate it DWP year runs on a calendar year not a tax year. So it would be the two years previous. Off the top of my head can't tell you as I am full of virus a the moment. But i am sure someone else will be able to tell you.
Yours
Calley XHope for everything and expect nothing!!!
Good enough is almost always good enough -Prof Barry Schwartz
If it scares you, it might be a good thing to try -Seth Godin0 -
As calleyw says, there is no reason to come off Conts based ESA as savings are not taken into account. Only the 2 most recent full years of NI contributions are taken into account for ESA Conts entitlement contributions (there are exceptions but few and far between, and they are unlikely to be applicable to the OP).0
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contributions-based ESA is not means tested. So why would you come off of it. As ;long as you qualify of course.
Oh! Thank you for that. :-)0 -
Although if in the WRAG group CB ESA is only payable for 365 days.
If placed in the Support Group CB ESA is not time limited.Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.0
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