Any Notice Accounts?

JayWalker

We're just reviewing our savings situation. We have a 5-year fixed account and an"accumulator" instant access account. Is there anything between these two - say a three-month notice account?


Context - married couple, aged 40+ and we're talking more money than it's worth investing in limited current accounts.

jimjames

One question, do you need so much cash? If you've already filled other accounts and have 5 year fixed term, would it be worth looking at S&S ISAs for long term money?
There are notice accounts but current accounts/reg savers still pay more

MarkFromCornwall

JayWalker wrote: »

Is there anything between these two - say a three-month notice account?

Yes, for example:
Shawbrook Bank, 120 day notice account, issue 41, 1.45%
Paragon Bank, 120 day account, 1.55%.
Secure Trust Bank, 90 day notice account, 1.46%
These are all reputable banks.

JayWalker

ISAs and current accounts are small pots - we're looking for an account that allows us to save larger amounts without all the gains being eaten up in management fees.
Markfromcornwall - these look really interesting, just what I was hoping for.

jimjames

JayWalker wrote: »

ISAs and current accounts are small pots - we're looking for an account that allows us to save larger amounts without all the gains being eaten up in management fees.
.

S&S ISAs do that, where exactly are you looking that all gains are taken by management fees?