Minor Car Bump... my fault...

DinglyDangly

Whilst reversing out of a parking space I finely touched the car door of the car next to me. I got out to check as I wasn't 100% sure I'd touched it.
Noticed a 1 inch slight ripple (took me a minute or two to get the tight angle to see it in the light)..I asked a bloke stood near the industrial unit I was parked outside of if he new who's car it was

This guy went and got the woman from a neighbouring business and I explained what happened. I gave the lady my details but the guy who originally went to get the cars owner got involved and said he could do the repair... his business was an accident repair shop.(Literally next door)

I said I would contact my insurance and the claim would come from my insurer but I explained to this lady that my insurance would probably want the ladies insurance details too.

She was concerned that even though the bump was not her fault that her premiums would go up and said she didn't really want her insurance to know as it wasn't her fault and didn't see why her premiums should go up.

The man who worked next door at the car repair place then told her that if he did the work he could get a accident claim company to handle it and they would contact my insurer and her insurance would never need to know???

Is this correct.???? I was under the impression that her insurer would still need to be contacted by my insurance company ... in fact it turns out we both are insured by Ensure.

Any info would be greatly appreciated

Tom99

[FONT=Verdana, sans-serif]Having given your insurance details to the lady, notify your insurer in the normal way and let them sort it out.[/FONT]

DinglyDangly

I agree but will tgey contact her Insurance?
Has this guy got it wrong or is trying to get the work by saying if he uses an accident claim company they will not involve her insurance...

The guy has said it's around £400 worth of damage..

She wants to not use insurance and wants me to pay cash as she doesn't want her insurance involved.

Tom99

[FONT=Verdana, sans-serif]But the bloke said he will get an accident claims company to contact your insurer?

[/FONT] [FONT=Verdana, sans-serif]I would put it through your insurer in the normal way, bumps happen, that's what insurance is for.

[/FONT] [FONT=Verdana, sans-serif]Besides which why should you pay £400 of your own money when you have insurance to cover just that sort of thing.[/FONT]

Quentin

Whatever the third party does regarding notifying her insurer is her business and irrelevant.

Assuming you don't want to pay £400 out then do as advised and notify your insurer then pass all correspondence on to your insurer to deal with