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Advice on insurance claim after accident..
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Rather than advice on the internet, with completely unprovable figures quoted as 'facts', you need specialist advice from someone well-versed in personal injury claims. This is exactly the time to speak to a lawyer, and is why no-win-no-fee schemes came about. Perhaps ask on a local facebook group for recommendations of companies to contact.0
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You don't know that, I broke my ankle back in October and once I was out of my cast and ready for physio I was seen within a week which was at Christmas time and have had regular appointments since with no delay whatsoever. You don't know if your area is running as quickly as mine. It would be different if she got a referral and it was a several week or month wait you would have a valid reason for going private to speed things up. As it is you chose to not even consider a referral but instead chose to go private with no medical proof that physio was even needed. Even just an extra visit to the GP for them to agree that physio was the way forward would be one thing but she has effectively self diagnosed and self treated.
We've had previous experience of physio referrals in our area so I am fairly sure we would not have been referred within a week. My wife did go to the GP, and he did advise that physio was the way forward.
Al.0
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