We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Student Loan repayments when not working
Options

julkagumka
Posts: 1 Newbie
I graduated in 2000, and when I started working as a teacher in 2003 I was paying back my loan through PAYE.
I have not worked since having my first child in 2008. I have not given a thought to my student loan since then, as I have not been working, so thought it was all fine to just not be paying.
Today I received a text saying 'hello. we've sent you an important email about your student loan repayment. Please read this and take the relevant action to keep your account up to date'
is this a scam? I've had no email that I am aware of.
Am I right that I don't have to make repayments if I am not earning?
I have not worked since having my first child in 2008. I have not given a thought to my student loan since then, as I have not been working, so thought it was all fine to just not be paying.
Today I received a text saying 'hello. we've sent you an important email about your student loan repayment. Please read this and take the relevant action to keep your account up to date'
is this a scam? I've had no email that I am aware of.
Am I right that I don't have to make repayments if I am not earning?
0
Comments
-
That's correct, no earnings = no payment. It will eventually get written off after about 30 years I think.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards