18 year old studying for HNC (2years)

Tabbytabitha

ferretteeth wrote: »

Hi. I am so confused about funding for education. My son is currently at the end of his compulsory education (A Level). He lives at home and I receive child benefit and tax credits to help support him. Although he is still 18 he has now been accepted for a 2year HNC course at a local college and will be getting a student loan to cover the course fees. However as he still lives at home there appears to be nothing available to support his living costs over the next two years. I believe I will no longer be entitled to child benefit or tax credits and this will leave me struggling to make ends meet. Both my husband and I work but our family income is very low.
Can anyone help explain what (if any) help is available to me. Also what will happen to tax credits and child benefit and when will these changes occur....will it be when he turns 19?
Many thanks to anyone who can help a confused and worried mum.
Is there anywhere he could borrow money to help cover his living costs? I don!!!8217;t want him getting into massive debt but wondered if there is something like a university student would have access to?

If it's a full time course then he'll be eligible for a student loan for maintenance with which he has to pay you for his keep - it's really that simple.