Price comparison website BEWARE!!!

Inter

Hello,
We have multicar insurance with Admiral and upon renewal my wife shopped around for better deals through price comparison websites and she incorrectly filled in one of the boxes stating that I had an endorsement of SP30 instead of SP50, which I had already disclosed to them the previous year.
We decided to haggle for a better deal with Admiral (Aviva was cheaper) and we managed to get a good deal and decided to remain with them Admiral.
Two weeks later however we have had Admiral writing to us with menacing emails stating that we need to prove that I didn't have TWO speeding fines, and to pay an additional £85!
I now have to disclose to them details from the DVLA and prove my innocence!
Unbeknown to us and to our close friends, apparently, after speaking to Admiral, whatever you enter on price comparison websites it's then used by your insurance when you insure your car.
So if you want to for example find out what would cost if for example you had a speeding fine, even if you didn't, the info, will then be used and added to your insurance.
I think this is unfair.

takman

Sounds perfectly fair to me and that's how they reduce the amount of fraud. If someone is getting quotes saying they have a speeding penalty but then when they take out the insurance they say they don't it's obviously going to cause then to look into it. This is also another reason why you should make sure you enter details 100% when looking for quotes.

If you want to find out how much certain circumstances effect insurance price then it's also advised to use made up names and a slightly different address.

Considering it's easy to show your don't have two speeding convictions then it isn't an issue.

Gromitt

I'd expect they'd do this even if you applied directly, so not restricted to price comparison websites. Companies retain information for a certain period even if you don't take out the policy for fraud prevention procedures.

Reardoa

Doesn't sound at all unreasonable to me. Insurers have multiple ways of detecting fraud these days and they have to use each and every one

agrinnall

I'm not sure what you think the "beware" should apply to, but in reality it is to not give fake or incorrect information when requesting insurance in your own name or it'll come back to bite you.

k3lvc

agrinnall wrote: »

I'm not sure what you think the "beware" should apply to, but in reality it is to not give fake or incorrect information when requesting insurance in your own name or it'll come back to bite you.

And in fact most have a tick box to confirm that the details you've entered are correct before submitting just to avoid situations like this


I'll own up to doing it in the past but usually to cost a specific vehicle pre-purchase and using the 'I do not yet own the vehicle' box

lisyloo

Request it in the name of Mr Mickey Mouse
mickey@aol.com

EdGasketTheSecond

Well it clearly is unfair because any anonymous person could get quotes for someone else and cause them no end of bother by entering all sorts of invalid data.

rudekid48

EdGasketTheSecond wrote: »

Well it clearly is unfair because any anonymous person could get quotes for someone else and cause them no end of bother by entering all sorts of invalid data.

and how would an insurer know that it was an anonymous person and not the real person trying to manipulate prices by entering incorrect details?

prowla

I think the sies do say that they share details with multiple insurers.

ValiantSon

Inter wrote: »

Hello,
We have multicar insurance with Admiral and upon renewal my wife shopped around for better deals through price comparison websites and she incorrectly filled in one of the boxes stating that I had an endorsement of SP30 instead of SP50, which I had already disclosed to them the previous year.
We decided to haggle for a better deal with Admiral (Aviva was cheaper) and we managed to get a good deal and decided to remain with them Admiral.
Two weeks later however we have had Admiral writing to us with menacing emails stating that we need to prove that I didn't have TWO speeding fines, and to pay an additional £85!
I now have to disclose to them details from the DVLA and prove my innocence!
Unbeknown to us and to our close friends, apparently, after speaking to Admiral, whatever you enter on price comparison websites it's then used by your insurance when you insure your car.
So if you want to for example find out what would cost if for example you had a speeding fine, even if you didn't, the info, will then be used and added to your insurance.
I think this is unfair.

If you want to run dummy quotes then you should do so without using your real personal information.