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I'm being sued because insurer won't pay car hire
KittyKenty
Posts: 4 Newbie
I had a minor prang with a BMW four months ago. Alas, my fault, but all very amicable I thought, no one hurt, just damage to the tail light.
Now I'm being sued because my insurer "didn't offer a suitable replacement vehicle". That's me personally being sued, not my insurer. They want £2600 for the cost of a hire car and I have 14 days to file a defense!
Can they do this?
I don't have legal expense insurance. And since my insurer refused to pay for a hire car they'll also refuse to pay for this.
Will my insurer just leave me hanging?
The legal document said they'd made reasonable attempts to resolve this before serving me with their claim, but this is the first I've heard of it! My mum told me this will go in my favour in court, but seriously, do I have to go to court??? I can't possibly. I wouldn't have the first clue!
Now I'm being sued because my insurer "didn't offer a suitable replacement vehicle". That's me personally being sued, not my insurer. They want £2600 for the cost of a hire car and I have 14 days to file a defense!
Can they do this?
I don't have legal expense insurance. And since my insurer refused to pay for a hire car they'll also refuse to pay for this.
Will my insurer just leave me hanging?
The legal document said they'd made reasonable attempts to resolve this before serving me with their claim, but this is the first I've heard of it! My mum told me this will go in my favour in court, but seriously, do I have to go to court??? I can't possibly. I wouldn't have the first clue!
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Comments
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Post this in the insurance or motoring boards.0
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KittyKenty wrote: »I had a minor prang with a BMW four months ago. Alas, my fault, but all very amicable I thought, no one hurt, just damage to the tail light.
Now I'm being sued because my insurer "didn't offer a suitable replacement vehicle". That's me personally being sued, not my insurer. They want £2600 for the cost of a hire car and I have 14 days to file a defense!
Can they do this?
I don't have legal expense insurance. And since my insurer refused to pay for a hire car they'll also refuse to pay for this.
Will my insurer just leave me hanging?
The legal document said they'd made reasonable attempts to resolve this before serving me with their claim, but this is the first I've heard of it! My mum told me this will go in my favour in court, but seriously, do I have to go to court??? I can't possibly. I wouldn't have the first clue!
Pass any and all correspondence to your insurance company to deal with.0
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