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Tax-Free Childcare or Salary Sacrafice, help!

Hi guys,

I’m really confused whilst using the calculator on the GOV website, trying to work out what works for myself and partner. I’ve read round and think the new Tax-Free would be best but I’m after a second opinion.

I’m self-emplyed, earn a modist wage over 300 per week.

My wife is employed and is part-time and her employer offers vouchers. She will also earn 250 per week, but won’t massively over the 11500 tax allowance.

We spend 600 per month on childcare.

I can’t find anywhere info about self employment restrictions with the new scheme, just that for every 80 I put in, the government add 20.

Sorry for the long posts but I’m finding the calculator confusing!

Thanks!

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