Are there any rules re switching back?

nifter

Hi,


I switched from a Club Lloyds to HSBC Advance last year for the £200 incentive and regular saver rate. Now the year is up, HSBC offer absolutely nothing worth staying for so I was thinking of switching back to Club Lloyds as I did like the benefits of that account. My question is, would they place any restrictions on my receiving the benefits of that account as a pre-existing customer?


Many thanks.

YorkshireBoy

nifter wrote: »

Now the year is up, HSBC offer absolutely nothing worth staying for...

They offer another year of the regular saver. You used it last year...why not this year?

...so I was thinking of switching back to Club Lloyds as I did like the benefits of that account. My question is, would they place any restrictions on my receiving the benefits of that account as a pre-existing customer?

No. But don't take my word for it...do you see such a restriction in the account T&Cs?

ValiantSon

nifter wrote: »

Hi,


I switched from a Club Lloyds to HSBC Advance last year for the £200 incentive and regular saver rate. Now the year is up, HSBC offer absolutely nothing worth staying for so I was thinking of switching back to Club Lloyds as I did like the benefits of that account. My question is, would they place any restrictions on my receiving the benefits of that account as a pre-existing customer?

Many thanks.

Aren't you interested in another year of regular savings? You can open a new one each year.

There are no particular conditions excluding you from the Club Lloyds benefits if you switch back, but they may choose not to offer you the account.

colsten

It's water under the bridge now for you, but I am curious why you ever switched a Club Lloyds account, particularly if you seem to like the benefits that come with it?

No_6

Me too ?
reply' waiting !

ValiantSon

No_6 wrote: »

Me too ?
reply' waiting !

I'm afraid that, once again, I have absolutely no idea what you are talking about. Could you include some context in your posts so that they are intelligible?

nifter

Thanks for the replies. Couldn't see anything in the t&c's so will give it a try. Didn't realise i could open another regular savings, thanks. We switched because, at the time, we fancied the cash incentive and the regular saver and thought 'why not?'.