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Surprise CCJ!

SRobinson91
SRobinson91 Posts: 2 Newbie
edited 15 February 2018 at 10:19PM in Credit file & ratings
Hi,

I am in the process of applying for a mortgage, when I checked my credit rating I've noticed I have a CCJ on there from my previous address I knew nothing about.

I've since followed this up to find out its from a parking ticket back in 2016. As the correspondence appears to have been sent to my old address I genuinely knew nothing about this.

My mum and partner received a number of parking tickets from the same firm around this time. They hired a solicitor and went to court to challenge the fines. The judge ruled in the favour of my mum as the company had no legal contract to be issuing the fines in the first place, the fines were removed and the parking company were ordered to pay all costs.

Obviously, if I had been aware of my fine at this time, I would have been able to attend court with my mum and partner and have the fines overturned.

I have spent some time researching and reading through countless threads, I understand I need to fill in a N244 form however I am struggling to obtain all the necessary details.

I've contacted Gladstone Solicitors (who are responsible for the CCJ) and asked them to provide details of the fine and all correspondence which was allegedly sent to me however they have refused to provide any details of how and when they attempted to contact as they are not "not obliged" to do so.

Any help on what I need to do next would be greatly appreciated.

Many thanks in advance.

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